Why Norseman?
INDEPENDENCE
What does it mean for Norseman Advisory Group to be independent?
When you hire us to plan for you, we don’t work for an insurance company or a particular money manager; we work for you. We put you first.
We think this is how business should be done in the financial world, and we are very proud of our commitment to honesty and integrity.
We believe independence is freedom. And this freedom means we can make unbiased decisions personalized to your unique goals and investment needs.
FIDUCIARY
YOU’VE PROBABLY HEARD THE TERM, BUT
What is a Fiduciary?
In simple terms, we’re legally required to put your interests first and to disclose any potential conflict of interest to our clients. We hold a relationship of trust with our clients and abide by fiduciary duty, which is our ethical obligation to act solely in the client’s best interest. We believe that the Fiduciary Standard is vital for creating trust and confidence. And we wouldn’t have it any other way.
Our only motivation is to help you work towards reaching your financial goals. We only succeed when you succeed. And that’s a powerful driver for us.
What are Fiduciary Standards?
Fiduciary Standards are the strictest and most important standards of conduct in the industry. They are designed to ensure that your interests come before our own.
We believe that the Fiduciary Standard is vital for creating trust and confidence. And we wouldn’t have it any other way.
Our only motivation is helping work towards reaching your financial goals. We only succeed when you succeed. And that’s a powerful driver for us.
DOES BEING A Fiduciary Matter?
In short, yes.
As a fiduciary, we take into consideration the different aspects of your financial life, including investments, tax planning, debt management, cash flow, insurance, college costs, legacy planning, and more. Plus, we will collaborate with attorneys and accountants as necessary to help ensure the different parts of your retirement plan are optimized to work to your advantage.
Ultimately we believe that the fiduciary standard helps create confidence and trust. And we wouldn’t have it any other way.
The DUTIES towards our clients
Duty of Care
- We provide advice in the best interest of our client and monitor it over the course of the relationship,
- We seek the best execution, and we ensure business and ethical responsibilities follow the proper financial, operation, and compliance conditions to protect the client’s interest.
Duty of Loyalty
- We act in the best interest of the client above the interest of the advisor
- We do not use client’s assets for advisor benefits, and we disclose any conflict of interests
Duty to Act in the Good Faith
- We are candid about mistakes and conflicts of interest and we’re truthful in all communications
- We promptly resolve all client complaints rationally and consistently allocate shared costs
Duty of Disclosure
- We provide full and fair disclosure of all material facts to clients and prospective clients